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Is COBRA worth it after a layoff? (update)

  • Zara Moreno

    8/31/2026, 3:39:55 AM

    The COBRA quote for my family is $650 a month and I do not know how to afford it. It has been weighing on me all week. I saw that marketplace plans might cost less. Is the decision time really that tight?

  • Lukas Moreno

    9/19/2026, 3:19:07 PM

    Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.

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