Is COBRA worth it after a layoff? (update)

I just got my COBRA paperwork and the deadline to decide is close. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.