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Is COBRA worth it after a layoff? (update)

Anya Costa · 2026-08-31T13:43:31.741Z

The COBRA quote for my family is $1000 a month and I do not know how to afford it. Any experience at all would help. I saw that marketplace plans might cost less. Did anyone switch mid-year?

Anya Costa
8/31/2026, 3:43:31 PM
The COBRA quote for my family is $1000 a month and I do not know how to afford it. Any experience at all would help. I saw that marketplace plans might cost less. Did anyone switch mid-year?
Carlos Costa
9/20/2026, 7:05:20 AM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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