Thread
Is COBRA worth it after a layoff? (update)
Lukas Nkemelu
5/27/2026, 4:51:14 PM
I just got my COBRA paperwork and the deadline to decide is close. I have read a lot of threads here and could not find my exact situation. My old employer will not help with the premium. Is the decision time really that tight?
Sofia Nkemelu
8/27/2026, 10:06:23 PM
Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.
Ingrid Nkemelu
9/26/2026, 3:01:18 PM
If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.
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