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Is COBRA worth it after a layoff? (update)

Lior Adeyemi · 2026-05-12T11:32:57.631Z

The COBRA quote for my family is $450 a month and I do not know how to afford it. My old employer will not help with the premium. Is the decision time really that tight?

Lior Adeyemi
5/12/2026, 1:32:57 PM
The COBRA quote for my family is $450 a month and I do not know how to afford it. My old employer will not help with the premium. Is the decision time really that tight?
Kira Adeyemi
9/1/2026, 4:18:23 AM
A quick call to the plan's member line cleared up two things for us that the letter did not.
Hana Adeyemi
9/24/2026, 5:04:07 AM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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