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Is COBRA worth it after a layoff? (update)

Ingrid Lindberg · 2026-08-19T18:22:25.864Z

I just got my COBRA paperwork and the deadline to decide is close. This is my first time dealing with any of this. I saw that marketplace plans might cost less. Did anyone switch mid-year?

Ingrid Lindberg
8/19/2026, 8:22:25 PM
I just got my COBRA paperwork and the deadline to decide is close. This is my first time dealing with any of this. I saw that marketplace plans might cost less. Did anyone switch mid-year?
Diego Lindberg
9/23/2026, 8:09:50 PM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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