Is COBRA worth it after a layoff? (Tampa)

The COBRA quote for my family is $400 a month and I do not know how to afford it. This is my first time dealing with any of this. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

A quick call to the plan's member line cleared up two things for us that the letter did not.