Is COBRA worth it after a layoff? (Knoxville)

I was offered COBRA and the monthly cost is more than I expected as an HR coordinator. It has been a long 20 weeks. My spouse has a chronic condition, so dropping coverage feels risky. How did you decide?

Thanks for writing this out. I went through something close to it 5 months ago, and it got easier once I kept a simple log of every call and form.