Is COBRA worth it after a layoff?, hotel front-desk agent here

I just got my COBRA paperwork and the deadline to decide is close. Thank you in advance. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.