Is COBRA worth it after a layoff? - first time posting

I was offered COBRA and the monthly cost is more than I expected as a payroll clerk. I do not usually post, so bear with me. I saw that marketplace plans might cost less. How did you decide?

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

A quick call to the plan's member line cleared up two things for us that the letter did not.