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Is COBRA worth it after a layoff? - first time posting

  • Yara Baptiste

    5/20/2026, 4:05:57 PM

    I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My old employer will not help with the premium. How did you decide?

  • Zuri Baptiste

    6/8/2026, 8:21:24 PM

    Thanks for writing this out. I went through something close to it 13 months ago, and it got easier once I kept a simple log of every call and form.

  • Umar Baptiste

    9/21/2026, 6:58:04 PM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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