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Is COBRA worth it after a layoff?

Aditi Fontaine · 2026-09-10T09:38:22.578Z

I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Aditi Fontaine
9/10/2026, 11:38:22 AM
I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?
Emeka Fontaine
9/20/2026, 1:41:31 PM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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