Is COBRA worth it after a layoff?

The COBRA quote for my family is $450 a month and I do not know how to afford it. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

Thanks for writing this out. I went through something close to it 14 months ago, and it settled down once I kept a simple log of every call and form.