Is COBRA worth it after a layoff? (Birmingham)

I just got my COBRA paperwork and the deadline to decide is close. I am in Birmingham, in case local advice matters. My old employer will not help with the premium. Is the decision time really that tight?

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.