Is COBRA worth it after a layoff? (Baltimore)

I was offered COBRA and the monthly cost is more than I expected as a web developer. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky. How did you decide?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.