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Is COBRA worth it after a layoff?

Sanjay Baptista · 2026-05-22T11:24:38.423Z

I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My old employer will not help with the premium. Is the decision time really that tight?

Sanjay Baptista
5/22/2026, 1:24:38 PM
I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My old employer will not help with the premium. Is the decision time really that tight?
Thea Baptista
6/8/2026, 7:06:02 PM
Keep everything in writing and save the confirmation numbers. It saved me later.
Oskar Baptista
9/25/2026, 5:54:48 PM
A quick call to the plan's member line cleared up two things for us that the letter did not.

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