Is COBRA worth it after a layoff? - any advice?

The COBRA quote for my family is $100 a month and I do not know how to afford it. I saw that marketplace plans might cost less.

A quick call to the plan's member line cleared up two things for us that the letter did not.

Thanks for writing this out. I went through something close to it 6 months ago, and it settled down once I kept a simple log of every call and form.