Is COBRA worth it after a layoff? - any advice?

The COBRA quote for my family is $400 a month and I do not know how to afford it. My old employer will not help with the premium. How did you decide?

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.