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Is COBRA worth it after a layoff? - any advice?

Wei Fontaine · 2026-07-13T06:59:22.649Z

I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My old employer will not help with the premium. Did anyone switch mid-year?

Wei Fontaine
7/13/2026, 8:59:22 AM
I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My old employer will not help with the premium. Did anyone switch mid-year?
Avery Fontaine
9/21/2026, 5:38:14 PM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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