Is COBRA worth it after a layoff? - any advice?

I just got my COBRA paperwork and the deadline to decide is close. My old employer will not help with the premium. Is the decision time really that tight?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.