Is COBRA worth it after a layoff? after 4 years as an IT help-desk technician

I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky.

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.