Is COBRA worth it after a layoff? after 14 years as a web developer

I just got my COBRA paperwork and the deadline to decide is close. There are 14 people counting on me, so I am trying to be careful. My old employer will not help with the premium. Is the decision time really that tight?

Thanks for writing this out. I went through something close to it 13 months ago, and it settled down once I kept a simple log of every call and form.

A quick call to the plan's member line cleared up two things for us that the letter did not.