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Is COBRA worth it after a layoff? after 13 years as an HR coordinator

Wren Adeyemi · 2026-08-22T06:18:44.652Z

The COBRA quote for my family is $450 a month and I do not know how to afford it. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Wren Adeyemi
8/22/2026, 8:18:44 AM
The COBRA quote for my family is $450 a month and I do not know how to afford it. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?
Thea Adeyemi
9/25/2026, 1:27:11 AM
Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

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