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Is COBRA worth it after a layoff?

Oskar Baptiste · 2026-07-21T09:51:48.164Z

I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Oskar Baptiste
7/21/2026, 11:51:48 AM
I just got my COBRA paperwork and the deadline to decide is close. I would rather hear the honest version than the polite one. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?
Lior Baptiste
9/20/2026, 2:52:17 AM
Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

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