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Is COBRA worth it after a layoff?

Fatima Hovland · 2026-08-15T14:34:34.959Z

The COBRA quote for my family is $800 a month and I do not know how to afford it. Any experience at all would help. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Fatima Hovland
8/15/2026, 4:34:34 PM
The COBRA quote for my family is $800 a month and I do not know how to afford it. Any experience at all would help. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?
Quinn Hovland
9/22/2026, 4:17:33 AM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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