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Is COBRA worth it after a layoff?

  • Carlos Whitfield

    9/15/2026, 10:01:50 PM

    I just got my COBRA paperwork and the deadline to decide is close. I am in Raleigh, in case local advice matters. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

  • Kwame Whitfield

    9/24/2026, 11:21:46 PM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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