Is COBRA worth it after a layoff? - 9 weeks in

I was offered COBRA and the monthly cost is more than I expected as a barista. It has been a long 9 weeks. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

A quick call to the plan's member line cleared up two things for us that the letter did not.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.