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Is COBRA worth it after a layoff?

Nadia Fontaine · 2026-06-30T01:16:57.064Z

I was offered COBRA and the monthly cost is more than I expected as a barista. I saw that marketplace plans might cost less. Is the decision time really that tight?

Nadia Fontaine
6/30/2026, 3:16:57 AM
I was offered COBRA and the monthly cost is more than I expected as a barista. I saw that marketplace plans might cost less. Is the decision time really that tight?
Kenji Fontaine
9/19/2026, 9:59:06 PM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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