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Is COBRA worth it after a layoff?

Riley Rasmussen · 2026-09-08T10:18:53.963Z

The COBRA quote for my family is $250 a month and I do not know how to afford it. I am in Spokane, in case local advice matters. My old employer will not help with the premium. Did anyone switch mid-year?

Riley Rasmussen
9/8/2026, 12:18:53 PM
The COBRA quote for my family is $250 a month and I do not know how to afford it. I am in Spokane, in case local advice matters. My old employer will not help with the premium. Did anyone switch mid-year?
Taylor Rasmussen
9/23/2026, 1:40:13 AM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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