Is COBRA worth it after a layoff? - 4 months and counting

I just got my COBRA paperwork and the deadline to decide is close. I worked as a hotel front-desk agent before this. I saw that marketplace plans might cost less. How did you decide?

I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.