Is COBRA worth it after a layoff? - 4 months and counting

I was offered COBRA and the monthly cost is more than I expected as a warehouse supervisor. My spouse has a chronic condition, so dropping coverage feels risky. How did you decide?

Thanks for writing this out. I went through something close to it 4 months ago, and it settled down once I kept a simple log of every call and form.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.