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Is COBRA worth it after a layoff? - 4 months and counting

  • Malaika Okafor

    5/8/2026, 11:51:04 PM

    I was offered COBRA and the monthly cost is more than I expected as a sales associate. It has been weighing on me all week. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

  • Jae Okafor

    9/17/2026, 10:53:31 AM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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