Is COBRA worth it after a layoff? - 3 months and counting

I just got my COBRA paperwork and the deadline to decide is close. I worked as a teaching assistant before this. My old employer will not help with the premium. Is the decision time really that tight?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

A quick call to the plan's member line cleared up two things for us that the letter did not.