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Is COBRA worth it after a layoff? - 14 months and counting

  • Elena Mercer

    8/11/2026, 7:19:03 AM

    I just got my COBRA paperwork and the deadline to decide is close. I worked as a janitorial supervisor before this. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

  • Hiro Mercer

    9/23/2026, 1:47:45 PM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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