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Is COBRA worth it after a layoff? - 14 months and counting

Emeka Kowalski · 2026-04-17T06:39:52.505Z

I was offered COBRA and the monthly cost is more than I expected as an IT help-desk technician. I am in Detroit, in case local advice matters. My old employer will not help with the premium. Is the decision time really that tight?

Emeka Kowalski
4/17/2026, 8:39:52 AM
I was offered COBRA and the monthly cost is more than I expected as an IT help-desk technician. I am in Detroit, in case local advice matters. My old employer will not help with the premium. Is the decision time really that tight?
Bjorn Kowalski
9/20/2026, 2:20:43 AM
If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

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