Is COBRA worth it after a layoff? - 14 months and counting

I was offered COBRA and the monthly cost is more than I expected as a teaching assistant. It has been weighing on me all week. My spouse has a chronic condition, so dropping coverage feels risky.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

A quick call to the plan's member line cleared up two things for us that the letter did not.