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Is COBRA worth it after a layoff? - 11 months and counting

Carlos Delacroix · 2026-05-07T13:20:42.002Z

I was offered COBRA and the monthly cost is more than I expected as a hotel front-desk agent. Any experience at all would help. I saw that marketplace plans might cost less. Did anyone switch mid-year?

Carlos Delacroix
5/7/2026, 3:20:42 PM
I was offered COBRA and the monthly cost is more than I expected as a hotel front-desk agent. Any experience at all would help. I saw that marketplace plans might cost less. Did anyone switch mid-year?
Kwame Delacroix
9/26/2026, 2:06:04 PM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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