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Is COBRA worth it after a layoff?

Morgan Delacroix · 2026-07-05T20:43:03.178Z

The COBRA quote for my family is $1000 a month and I do not know how to afford it. I would rather hear the honest version than the polite one. My old employer will not help with the premium. Is the decision time really that tight?

Morgan Delacroix
7/5/2026, 10:43:03 PM
The COBRA quote for my family is $1000 a month and I do not know how to afford it. I would rather hear the honest version than the polite one. My old employer will not help with the premium. Is the decision time really that tight?
Jordan Delacroix
9/20/2026, 11:26:30 PM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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