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Is COBRA worth it after a layoff?

Alex Moreno · 2026-06-20T19:31:55.722Z

I just got my COBRA paperwork and the deadline to decide is close. This is my first time dealing with any of this. I saw that marketplace plans might cost less. Is the decision time really that tight?

Alex Moreno
6/20/2026, 9:31:55 PM
I just got my COBRA paperwork and the deadline to decide is close. This is my first time dealing with any of this. I saw that marketplace plans might cost less. Is the decision time really that tight?
Wren Baptista
9/23/2026, 3:07:26 PM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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