Health insurance gap after a layoff - what worked for you?

I have 15 weeks left on my current insurance and I am comparing options. I would rather hear the honest version than the polite one. I think my income this year might qualify for a subsidy.

Losing job-based coverage usually opens a special enrolment window, so check the deadline on the official marketplace site. I missed it by a day once and regretted it.

A free navigator at a community health centre walked me through my options. It took an hour and saved me a lot of guessing.