Got an overpayment notice, what now? - what worked for you?

After 15 weeks of benefits I got a notice saying I must repay some of it. I do not usually post, so bear with me. I cannot afford to repay it all at once. Are payment plans possible?

If you are unsure, free legal aid in your area may help for this kind of notice.

I asked for a waiver and a plan in the same call, and they gave me both forms. It was less scary than I expected.