Got an overpayment notice, what now? - 10 months and counting

After 23 weeks of benefits I got a notice saying I must repay some of it. I am in Denver, in case local advice matters. I did not notice any errors at the time. Who should I talk to first?

Read the letter for the appeal deadline and act on it, even if you think you will end up repaying. Then ask about a payment plan.

I asked for a waiver and a plan in the same call, and they gave me both forms. It was less scary than I expected.