COBRA quote is huge, any alternatives? - what worked for you?

The COBRA quote for my family is $200 a month and I do not know how to afford it. My spouse has a chronic condition, so dropping coverage feels risky. How did you decide?

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.