COBRA quote is huge, any alternatives?, call-centre agent here

I was offered COBRA and the monthly cost is more than I expected as a call-centre agent. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Thanks for writing this out. I went through something close to it 9 months ago, and it settled down once I kept a simple log of every call and form.

Keep everything in writing and save the confirmation numbers. It saved me later.