COBRA quote is huge, any alternatives? - any advice?

I just got my COBRA paperwork and the deadline to decide is close. I have been trying to stay organised about it. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.