COBRA quote is huge, any alternatives? after 6 years as a hotel front-desk agent

I just got my COBRA paperwork and the deadline to decide is close. I saw that marketplace plans might cost less. How did you decide?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.