COBRA quote is huge, any alternatives? after 17 years as a payroll clerk

I was offered COBRA and the monthly cost is more than I expected as a payroll clerk. It has been weighing on me all week. My old employer will not help with the premium. How did you decide?

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.