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COBRA quote is huge, any alternatives? after 14 years as a line cook

  • Malaika Baptista

    5/30/2026, 8:54:12 AM

    I just got my COBRA paperwork and the deadline to decide is close. I am in Buffalo, in case local advice matters. I saw that marketplace plans might cost less. Is the decision time really that tight?

  • Jae Baptista

    9/28/2026, 5:08:39 AM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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