COBRA quote is huge, any alternatives? after 13 years as a bank teller

The COBRA quote for my family is $1150 a month and I do not know how to afford it. My old employer will not help with the premium. How did you decide?

A quick call to the plan's member line cleared up two things for us that the letter did not.

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.