COBRA quote is huge, any alternatives?, accounts payable clerk here

I just got my COBRA paperwork and the deadline to decide is close. I have read a lot of threads here and could not find my exact situation. My spouse has a chronic condition, so dropping coverage feels risky. Is the decision time really that tight?

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.